Security Guard Auto Insurance
If your company operates in the security guard industry, you have special needs when it comes to auto insurance. You may be aware that you need the same kinds of insurance coverages for cars used for security patrols as you do for cars used for personal travel. These include liability, collision and comprehensive, personal injury protection, and coverage for uninsured motorists. We provide hired non-owned auto insurance and commercial auto coverage for our security company clients, in addition to an individuals' personal auto insurance.
Let's say one of your security guards is driving her own car while on company business and has an accident. The employee's liability is covered in excess of her own auto insurance policy. Also, we recommend lease gap insurance as part of any commercial auto coverage. This protects you if one of your leased vehicles becomes totaled. Our provider will cover the outstanding value of the lease, if it exceeds the actual cash value of the car. In addition, most of our security company auto insurance policies cover cars hired anywhere in the world while on company business. The only restriction is, if there is a lawsuit against you for an accident overseas, it must be brought to bear in the United States.
That's why smart security guard companies protect themselves with specialized security-focused auto insurance coverage from Central Insurance Agency. Our plans are affordable, effective and are tailored to fit the unique needs of your business. Contact us today!
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