Alarm Installation Worker's Compensation
Alarm installation companies are not exempt from the duty of providing effective worker's compensation coverage for their alarm installers. Despite precautions alarm installers make take against injury, accidents happen and alarming companies must be ready to address these matters. The fact is that laws surrounding workers' compensation differ from state-to-state. Under workers' compensation, an employee is not allowed to sue his employer for on-the-job injuries; rather, the employer is required to participate in a program that provides payments directly to the employee for medical bills and damages because of an injury at work.
Compensation for lost wages while recovering from an injury is part of the coverage. Legal defense costs are covered under most policies. States provide many options for workers' compensation insurance. Some states allow an owner to opt-out of the system if he is already self-insured. In other states, it's acceptable for an owner to use insurance companies or to use state agencies for coverage.
In addition, it is possible that some states require owners to provide additional insurance above and beyond workers' compensation. That's why alarm installation companies protect themselves with specialized worker's compensation insurance policies from Central Insurance Agency. Our plans are affordable, effective and are tailored to fit the unique needs of your business. Contact us today!
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